1. Introduction a. These terms and conditions govern the use of Citibank's banking and financial services. b. By accessing or using any of Citibank's services, you agree to comply with these terms and conditions. c. These terms and conditions may be updated or modified by Citibank from time to time, and such changes will be effective upon posting on Citibank's official website.
2. Account Opening and Maintenance a. Eligibility: To open an account with Citibank, you must meet the eligibility criteria specified by Citibank. b. Documentation: You are required to provide accurate and complete information and documents as requested by Citibank for account opening and maintenance. c. Account Usage: You agree to use your Citibank account(s) in compliance with applicable laws and regulations. You are responsible for all activities conducted through your account(s).
3. Account Services a. Deposits: You may deposit funds into your Citibank account(s) through authorized channels specified by Citibank. b. Withdrawals: You may withdraw funds from your Citibank account(s) subject to applicable withdrawal limits and procedures. c. Electronic Services: Citibank may offer various electronic banking services, including online banking, mobile banking, and ATM services. Your use of these services is subject to additional terms and conditions as provided by Citibank.
4. Fees and Charges a. Citibank may impose fees and charges for the provision of its banking and financial services. Details of these fees and charges will be provided in Citibank's published fee schedule, which may be updated by Citibank from time to time. b. You are responsible for paying all applicable fees and charges associated with your Citibank account(s) and services.
5. Security and Confidentiality a. You are responsible for maintaining the security of your account(s), including protecting your account credentials and personal identification number (PIN) from unauthorized access. b. Citibank employs industry-standard security measures to protect your account(s) and information. However, you acknowledge that no system is completely secure, and Citibank cannot guarantee the absolute security of your account(s) or information.
6. Liability and Indemnity a. Citibank will not be liable for any loss or damage arising from your use of its banking and financial services, except where such loss or damage is caused by Citibank's negligence or willful misconduct. b. You agree to indemnify and hold Citibank and its affiliates harmless from any claims, losses, damages, or expenses arising from your breach of these terms and conditions or your use of Citibank's services.
7. Termination a. Citibank may terminate or suspend your access to its services, in whole or in part, at any time and for any reason without prior notice. b. Upon termination, you shall remain liable for any outstanding obligations and fees owed to Citibank.
8. Governing Law and Jurisdiction a. These terms and conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Citibank operates. b. Any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts in the relevant jurisdiction.
9. Severability a. If any provision of these terms and conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
10. Entire Agreement a. These terms and conditions constitute the entire agreement between you and Citibank regarding the use of its banking and financial services. Responsive Footer